Walmart Checks: Complete Guide to Ordering, Printing, and Cashing Checks at Walmart

Walmart checks refer to personal and business checks that customers can order through Walmart’s check printing service or use within Walmart’s financial services. Walmart offers affordable check ordering, customization options, and convenient check-cashing services through its MoneyCenter locations, making it a popular option for individuals and small businesses.

What Are Walmart Checks?

Walmart checks are customizable paper checks that customers can order online for personal or business banking use. These checks work the same as traditional bank-issued checks and can be used for payments, bills, rent, or business transactions.

Customers can choose from a wide variety of designs, security features, and formats depending on their needs.

Types of Checks Available at Walmart

Personal Checks

• Standard personal checks
• High-security checks
• Photo and custom-designed checks
• Duplicate or single checks

Business Checks

• Manual business checks
• Computer-compatible checks
• High-security business checks
• Voucher and payroll checks

Customers can order checks in packs ranging from 150 to 600 checks depending on usage needs.

How to Order Walmart Checks

Step-by-Step Process

1. Visit Walmart’s check ordering website
2. Select personal or business checks
3. Choose a design or customize your check
4. Enter banking details (routing and account number)
5. Select quantity and format
6. Complete checkout and shipping information

Most check orders ship within a few business days after processing.

Customization Options

Walmart allows customers to personalize checks with:

• Photos or artwork
• Animal or scenic themes
• Character designs
• Inspirational layouts
• Business branding elements

Additional accessories such as checkbook covers, address labels, and deposit slips are also available.

Walmart Check Cashing Services

In addition to selling checks, Walmart provides check-cashing services at many store locations through Walmart MoneyCenter.

Checks Walmart Can Cash

• Payroll checks
• Government checks
• Tax refund checks
• Insurance settlement checks
• Cashier’s checks
• Retirement distribution checks

These services are useful for people who do not have a traditional bank account.

Check Cashing Fees

• $4 fee for checks up to $1,000
• $8 fee for checks between $1,001 and $5,000
• Two-party personal checks up to $200 may have a $6 fee

Standard check cashing limits are typically $5,000, increasing to $7,500 during tax season in many locations.

Checks Walmart Does Not Cash

• Personal checks written directly to yourself
• High-risk handwritten checks above limits
• Unverified or incomplete checks

Benefits of Using Walmart Checks

Affordable Pricing

Walmart checks are often cheaper than bank-ordered checks while maintaining strong security standards.

Convenient Ordering

Customers can easily reorder checks online without visiting a bank branch.

Wide Design Selection

Thousands of designs allow users to personalize their financial documents.

Accessible Financial Services

Check cashing and money services are available in many Walmart locations with extended hours compared to banks.

Security Features of Walmart Checks

• Fraud protection technology
• Security screens
• Microprinting
• Warning boxes
• High-security paper

These features help reduce fraud and unauthorized transactions.

Who Should Use Walmart Checks?

• Individuals needing affordable personal checks
• Small business owners issuing payments
• People without easy bank access
• Customers who prefer paper payments

Tips for Using Checks Safely

• Store checks securely
• Monitor bank statements regularly
• Use permanent ink when writing checks
• Never share account information publicly
• Report lost checks immediately

Conclusion

Walmart checks provide a convenient and cost-effective solution for ordering personalized checks and accessing check-related financial services. Whether you need personal checks, business checks, or check-cashing services, Walmart offers flexible options that combine affordability, customization, and accessibility.

FAQs

1. Can I order checks directly from Walmart?

Yes, customers can order personal and business checks online through Walmart’s check printing service.

2. Does Walmart print checks in-store?

No, checks are ordered online and shipped to your address rather than printed instantly in-store.

3. How long does it take to receive Walmart checks?

Most orders are processed and shipped within a few business days.

4. Does Walmart cash personal checks?

Walmart generally does not cash personal checks written directly to individuals, but it cashes many pre-printed checks such as payroll and government checks.

5. Do I need a bank account to cash a check at Walmart?

No, you only need a valid government-issued ID to use Walmart’s check-cashing service.